flagmaster41 (October 9, 2008 at 6:00 pm)

Do it! It is an awesome move to become investment savy at a young age. Heck, why not even get a job and invest some of your wages.

salashaska223 (October 9, 2008 at 10:51 am)

I am 15 years old and I would love to learn more about this stuff

savingandinvesting (October 8, 2008 at 9:55 am)

Timing markets very very difficult - many people argue impossible consistently - clearly markets have gone down, what is less certain is next move (have gone down more). For core saving/investing approach for long term, dollar cost averaging (with smaller monthly sums for ex) bearing in mind impact of time (video/book), tax saving, index funds are all pot. things we can feel more comfortable about then timing market at any point in time. Hope this helps - best regards, Michael

yonigga223 (October 6, 2008 at 4:47 pm)

Would now be a good time to invest in a mutual fund?

procommenter (October 1, 2008 at 12:49 pm)

For God's sake don't touch your mutual funds!!! Although they're losing value daily. To cash them in now would mean a substantial loss, WAIT! If you let them be you haven't realized a loss. Besides, maybe they'll increase in value as the market is a roller coaster. Of course, wealthy people scramble to jostle their assets. Like those on a sinking ship, the first-class passengers find their way to the life boats first while the crew mollifies the 2nd- & 3rd-class passengers with soft soap.

Mewsic87 (September 5, 2008 at 8:26 pm)

This is excellent...Keep up the good work!

truthwillwinout (August 19, 2008 at 2:59 am)

It's all one huge ponzi-pyramid scheme. Nothing goes up on fundamentals but only if the "pool" of money is increasing. If you are one of the lucky few, you get out ahead of the others with a real cash profit. Problem is, your friendly fund manager benefits from keeping you in the game -- forever. So he'll always try to talk you out of selling. So he can keep taking his fee's and commissions indefinitely. Diversification = buying many cuz you don't know the few good companies.

melvinknows (August 15, 2008 at 12:24 am)

Thank You. Brilliant,fascinating stuff.I understand that most of your explanations are based on the US financial system and most apply all over the world but i think here in the UK some things are differrent, like, what are gilts? and how do they demonstrate the value of shares?

deuntouchable (August 14, 2008 at 4:24 pm)

Brilliant video. Very clear. Thanks!

freezazoid (August 14, 2008 at 5:55 am)

thanks michael, I appreciate you taking your time to answer my amateur questions. :)